Keystart has introduced several initiatives to enhance affordable housing access for Western Australians.

16 Jun 2025
Sean Kum

https://www.keystart.com.au/guides-and-tips/blogs/blogs-detail/exciting-changes-help-more-western-australians-access-affordable-homes

Summary

Modular Construction Home Loan

New Low Deposit Loan: Introduced for modular homes, requiring only a 2% deposit.
Comprehensive Coverage: Finances land purchase, construction, transportation, and foundation connection.
Builder Support: Offers up to four progress payments during off-site construction to assist modular builders.

Expansion of Shared Ownership Program

Broadened Eligibility: From September, includes new or under-construction apartments, townhouses, and multi-residential dwellings.
Government Investment: $210 million allocated to support 1,000 shared ownership home loans.
Co-Ownership Model: State Government may contribute up to 35% or $250,000 towards a home's value, reducing monthly repayments for lower-income customers.

Graduate and Apprentice Home Loans

Pilot Program Launching: Later this year, targeting graduates and apprentices.
Features:
- Low deposit requirements.
- Free financial coaching.
- Reduced mortgage repayments.

Sean is a professional agent with lot's of real estate knowledge and experience. He is friendly, helpful and thorough with his sales and go the extra mile to help you sell your property. Highly recommended.

- Amos (Vendor)
Shelley

It was an absolute pleasure dealing with Sean, he was clear, timely and very professional which made the transaction seamless. From the time of first enquiry to handover, dealing with Sean has been a great experience. I strongly recommend Sean for any of your real estate needs. Thanks again Sean.